Abu Dhabi Fund for Development has signed a loan agreement with the Zambian government, according to which ADFD will provide AED 36.7 million to contribute in establishing three university colleges in the African country.The agreement was signed by Mohammed Saif Al Suwaidi, ADFD director general, and Pamela C. Kabamba, Zambia’s permanent secretary of budget and economic affairs, state news agency WAM reported.The colleges will specialize in the areas of mathematics, science and technology, and applied Arts. They will be located in three different regions in Zambia.